Therefore, the first thing that should be on your mind when shopping for insurance is coverage, not price. You should compare coverage across companies, and then see which company offers the lowest price for the same coverage. This might be the lowest quote, but more than likely it won't be. If you settle for less coverage, you could be out thousands of dollars if you are involved in an accident.
In order to do this, you need to know what type of coverage you wish to purchase! This is a personal decision that depends on many factors such as the age and condition of your car (new car will probably need more coverage), whether you want protection against floods, fire, or theft, and what type of driving you will do. Some coverage options might not be necessary and could just end up being a waste of money. You will typically want to purchase more than is minimally required by your state, but you might not necessarily need the most coverage that is offered.
As you can see, price is an important factor in car insurance, but it isn't the most important factor. The most important thing is to make sure your family and property is covered. A car accident can be traumatic enough without added expenses that could have been avoided! Read more on the topic on http://syntelex.com/renys-employee-discount-car-insurance.html